Dr.P. Madhurima Reddy MA, M.Sc., MEd, M.Phil., Ph.D., Ph.D.,Hon.Doc,Hon.D.Litt Psychologist, Life, Wealth & Business Coach Peak Performance International Trainer NLP Master Practitioner Licensed (UK) Way To Financial Independence Financial planning is the method that provides you with a framework to achieve your life goals in a planned and systematic way through avoiding shocks as well as surprises. Have you ever wondered – “Do I really need a financial plan?” According to some people financial planning is saving regularly in bank deposits or Systematic Investment Plans (SIPs) in mutual funds. But allocating your savings in this unsystematic manner does not help you in achieving your life goals. For becoming rich and to achieve all your life goals like buying a house or a car, dream vacation, marriage, child’s education you have to make money work for you. Besides business income or salary might not be sufficient enough unless you invest i